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Coinsender.io is a decentralized application that allows you to distribute tokens quickly and simply among your employees, participants of staking pools, airdrops, and other forms of multi-transaction payouts in crypto. Our current plans and goals include updating documentation; UI improvement; application launch; partnering up and implementing with Web3 organizations; community growth. Long-term plans are more extensive and include the mass adoption of Coinsender as a payroll tool by our large enterprise partners (including Accenture, SAP, E&Y, and others) and large Blockchain organizations.; mass implementation of Coinsender in Enterprise Sofware Solutions (for example, SAP, Oracle, Salesforce, etc.), which can be used at the state level to pay salaries. At the moment we take a 0.1% commission on all transactions that will go through our application. In the future, we plan to introduce more flexible commission options, such as subscriptions for using the application, and payment for the number of employees who get credited in the company. The funding will be spent to create a Marketing and Business Development team, which will be responsible for promoting the app and distributing it across the market; to finalize the decentralized part and expand the functionality - introduction of deferred and recurring payments; to finalize the centralized part - the section with databases of employees, partners, and customers; development of API for third-party use of the application; work on invoicing process, payments section; work on integration with international accounting applications, such as (QuickBooks, XERO, etc.); implementation of blockchain bridges and fiat gateways for multicurrency operations. Our team is located in several countries of the EU (Spain, Estonia, Latvia, and others.)

We are building Africa's first blockchain remittance mobile application that is aimed at simplifying remittances to and between African and eventually other emerging market countries by leveraging on blockchain and crypto tech. How it works is really simple, sender tokenizes fiat within the app by purchasing our token (pegged and backed by USDT), send the token across the network to the recipient free of any transfer fees. The beneficiary then withdraws the value of the token in local currency (fiat) using several available local payment methods. This makes Swychr the cheapest, most convenient and transparent remittance application Africa has seen so far. With Swychr, we also aim to bank the unbanked across the African continent as Swychr will eventually become a virtual wallet through which Africans receive remittances from abroad, send value from one African country to another, pay for goods and services and hold their savings. We have build simplicity into our model and have taken the market context into consideration. To cater for the low technology literacy rate, we have done two major things. - Our users don't have to actually interact with the crypto as we handle all crypto related aspects in the backend including the crypto addresses etc. - Our users can send money to beneficiaries who don't even use Swychr app by withdrawing from their swychr wallet directly into the mobile money wallet of the beneficiary (that is how i send money to my mum).