@CALC_Finance talk Automated DCA Strategies on FIN (#KUJIRA)

Recorded: Nov. 8, 2022 Duration: 0:58:00

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GM all it's Dr. Dostoye and coming to you live from the orbital command account. Today we'll be talking with Calc Finance. I'm just gonna start bringing the relevant people up so we can get this ball rolling. So really just a moment.
Okay, Calc, I'm sending a...
and invite to cohost and you should have
Speaking to the ladies in just a moment. Hello, hello, good morning, everybody.
I can hear you ladden clear.
I think he's in this space here and then we'll have another guy joining in a few minutes. I always think when I'm doing this part of the holes, just how odd it would sound to someone that's not used to Twitter Spaces, okay I'm gonna bring up fluffy donkey now.
Exactly. It turns out so old. It does. Right, whereabouts are you? Are you where you based? Actually, we're based told around the world. I've just returned actually to Australia and we've got Fluffy Donkey also based on Australia. Ah, great. You're doing the early morning shift too. Go on, yeah. Yeah. We are.
I'm assuming you're also based in Australia. I am just a tip and Queen's England on the Gold Coast. Goldie, beautiful. Sunny, it's beautiful. I'm looking outside. It's probably already 20 mid 20s and I'm not complaining as for sure.
Here we go. Okay, so there's John in the space. Oh, here we go. Luffy donkeys in. Luffy donkeys in the house. How's it going? I'm good, mate, you. So, yeah, good. Fantastic. So, for anyone that's tuning in and is yet to tune in, of course, all these
as per usual are recorded in our collegebyterispaces.org. Check them out doing great work there. The other stuff to show for the next hour is of course, Calc Binance. Who are we getting to know? Intimately of course the next 58 minutes or so.
Usually the sequences are sort of good of a general sort of question and answer and then we'll open the floor up at certain points and anyone who has some questions have a reason for them throughout the course of the call is most welcome and actually Encourage to come up and ask those questions. We want to make sure we have as many answers as possible and that
people leave in an hours time feeling more educated and more informed than they were when they got here. Does that sound good? If it sounds good, chuck a little plaque in the, uh, in the, uh, um, omotes. There we go. I'll add the way there and we'll get requested. There's one more coming up. Who have we got coming up?
No one, that's weird. False request, okay. Scratch that. So, gentlemen, what I'll do here is I'll kick start it by saying
Let's give a rundown just for anyone that may not know or maybe you've just changed your position really with all the old but not health yet. You know, what is count? Yeah, definitely I can I can kick you off with that one. So essentially kelk is the place for intelligent on chain automation for long term investing.
I mean, our thing is that humans are not wired for discipline investing. We know that firm social manipulation, poor investment decisions, properist management, time consuming sophisticated financial tools are complex to use and to be totally frank, whatever your hobby might be, most people prefer to be doing something else, things that they actually love.
I mean, CalX actually short for calculated, and it comes off the back of what I'm assuming most people on this call, and that we'll be listening to it on the recorded spaces, would be familiar with. But essentially off the back of the terror collapse, we learned some really hard lessons around here.
not taking emotions into investment decisions, marrying your bags, proper risk management, mitigation. Essentially, we wanted to build a tool that helped pass that lesson on to people that happened to go through the same, let's call it, let's call it same learning from a monetary perspective.
So, in laymen's terms, we're talking about dollar cost average strategies in specific so that you don't have to ton the markets. You just dollar cost average in and that means, first we're investing 8.
And the predetermined amount at a predetermined rate of consistency and over time as the prices of the tokens fluctuate you end up with an average price determined by whatever the amounts and the frequency of your injections. So what we've got here is a couple
of guys that are basically an Australia from what I know so far. What else do we know about the team? Where are you guys from? How did you get started and what's inspired this? Yeah, maybe I can kick it off or wear it from and then fluffy don't give you want to answer the other questions. Yeah, please do. Sure. Cool. So we're a pretty distributed team.
So we've got UK, Peru, New Zealand, Australia, and then previously Europe for the time being also back in Australia. So just a small team, but I would say the team comes from a long, long history of
Web 2 building and some Web 3 as well. But I'd say each of the team members 10 plus years and they're relevant domain. And so we've built quite a lot of products and we've known each other for quite some time as well. Hey, and if you want to talk about how things got started.
Yeah, I mean, yeah, so it's probably like slightly different forever on the team, but generally speaking, you know, as I've mentioned earlier, we're all sort of heavily involved in Teraluna. I personally and guilty of buying the
top and down in the bottom. So yeah, when the opportunity counted that, it would be cool if we could build a tool that could sort of solve this problem and teach this person to people in a much cheaper way. Yeah, before we got started.
So we were sort of mucking around a little bit in a terraced by the studio and a few different apps, we never actually launched with. Yeah, then this opportunity came about and we were able to put out kite-spaulets to the Kajira community and landed some funding and then yeah, let me just start building.
Yeah fantastic. I'm sure we can there will be people in this call that are getting flashback at the moment from the Terra collapse of Mike just watching what's playing out with FTX at the moment. You guys have any comments on that? Just what we're glossing over? Actually insane. We were chatting about it yesterday. One of our team chats and we were just like
Because every couple of days is like another insolvency river in crypto right and we were just like no I couldn't be sure you know I'm gonna wake up this morning but your crew does down there sorry I'm just checking in here I think they might be something with your line I don't know if it's a minor or if it's other people getting it too but you kind of got five to ten seconds there
So is it, I don't know if I can hear me or I'll just go. Yeah, basically, I was just saying, yeah, we were all we were chatting about the team was chatting about this yesterday. I mentioned the chat. I was just like, do you reckon this is another rumor? You know, like every week there's always like another, there's another insolvency rumor that we're all just like, oh my god.
not another one. And then yeah, wake up today and see crypto is just down bad and where there's like, oh no, it's come true again. Yeah, it really is a case of when you think the worst is over, it just keeps kind of getting worse. It's been just a very low car wreck this last six months and
I'm looking forward to seeing the other side of it. But of course, you know, this provides the fertile ground at the moment while people are in max fear, max avoidance of being in part of this ecosystem. There are people like yourselves who are in the background who are getting work done, who are building out what's coming next. And of course, we know that eventually as it happens, as
Life ebbs and flows so to markets there are cycles and there will be bull markets coming back and people will be interested in so right now what you're doing is getting the stage for that so that people can not only cost average in positions but also dollar cost average out so that you really are setting up an automated set and forget strategy for people and you've chosen a do it on Cajira so
I'd love to just check in with you guys a bit about the decision making process to work with the secure chat. Yeah, absolutely. It's a good question. When we get quite a bit, I'm so happy to take that. But essentially, I always say you can't build a long-term investment product or tool if you're not
can be around for the long term. So I guess from the Kajera perspective, pioneering grown up DeFi, real yield and sustainability that ethos really matched well with what we want to do. So on top of that sharing that same mission, that same vision, that same goal, the Kajera team, if you're not familiar with them yet,
They've got quite a name for shipping quality products, just getting on with the work, building, and then on top of that, they're also like to do the right thing. They're good people, heavily engaged in the community. And I think that community has gone through what we talked about before. The same hard lessons. And it just makes a lot more sense. As you mentioned before, things
I was quite bearish at the moment, but this is the exact time in terms of risk mitigation, in terms of longer term investment thesis that the DCA in products could work. And then on the flip side, as he mentioned, next bull run comes around. There's always good to take profit as well. So just to reiterate, Team Kajara, we share that same grown-up defense
ethos around sustainability and long term growth and we plan on being around for a very long time and then the team itself is really great to work with. They've been super helpful and as mentioned before they like to do the right thing and I find it's rare to find good people in crypto and I find that
the cadurero team very much in that bit. Yes, certainly. I've been in contact with the cadurero guys for a while and I've been an advocate for cadurero since they decided to spin up a new chain. I think one of the things that I do well is they ship and they ship not only quickly but they ship good looking, good quality products
called user experience. With that being said, I'm wondering, are you ever discussed maybe because obviously you're getting close to launch soon? Are you able to discuss the user experience for people in what they can expect? Yeah, absolutely. We briefly touched on our initial product suite, which we're calling standard DC
So that's just your regular dollar cost averaging in and out. Only we've sort of supercharged that with a lot of advanced customization, which we can dive into a bit deeper. And if anyone does want to come up and ask and we can chat about it, then we'll have another suite of tools that will be machine learning driven.
In terms of same idea, you want to acquire over time or you want to take profit over time. And off the back of those, it will help you choose when to purchase based on a few different things around value averaging DCA, some Twitter sentiment, and a few other factors.
But essentially, the user experience we've taken, as I mentioned before, we've worked quite a bit in the web tool space and we've taken something what would be called a human-centered design approach to creating this product. So essentially what that looks like is involving the end-users early on in the process of design prototyping before the build even starts.
So something potentially a bit unique is we spoke with, I think it's like 77, 78 people now, one-on-one interviews, 30 minutes, people all around the world pretty much have most countries covered, I'd say. And out of the back of all that testing and the iteration, we've come down to breaking all our strategy setups into
simple steps. So one always choose your assets so that might be you know you've got XOUSDC and you want to dock our server to Kajura. So choose your asset step one, step two is customizing your strategy, we cater for keeping it very simple or if you want advanced settings we also have the advanced options to give you extreme control
over your strategy. And then three is where things get a little bit exciting. In terms of being on chain, we can leverage DFI composability. So not only are you just going to purchase your asset, but when we're talking about setting forget you don't want to have to come on and you know stake every day or stake every whatever or move into a different yield
sharing strategy. So essentially the composed step enables you to choose what you want to do next with the asset. Again, if it's cajura in this case, you might want to auto-stake it with your favorite validator. And then for, we play it back to the user in quite simple terms. So just to recap, choose asset step one, step two, customize that strategy, step three,
do something next, the compose step, and then for again we confirm, play it back to you very simple terms, and then you can execute the setup, and then of course, you know, there's not much good setting up these strategies if you can't back test them and track the performance. So it's also really key thing that we've, that'll be shipping with.
Great, and I just want to check in with one thing here. So when you said there was one part in the middle where you said, "extreme, I think the wording was like extreme control over your strategy or extreme something." There was quite an emphasis on that. I'm just trying to gauge what was meant by that specifically.
Yeah, absolutely. So we can start off with the ones we've already asked. But essentially, you know, you might not want to start a DCA strategy until a certain day and time. If you're more savvy, you can trade on a particular, um, the age of premium or the US stock market premium. You can
choose not just a day in time but you might want to choose a particular price. So when an asset hits a particular price then you want to begin your DCA strategy. You can choose of course how much you want to invest in each stretch or each interval. Of course there's controls around slippage as well. But then we can talk about things as
maybe price floors and ceilings. If you don't want to purchase at a particular price, we can skip a few options until the price hits below your target if in the DCAN or above the target in the DC out and the strategy can continue with that you need to lift a finger. Yeah, it got it. That's right. So people can really tailor make their approach to having
they want to invest here. It's not a case of just, you know, set the number and forget and then hope for the best and the price of the asset, you know, 10 hectares and you're still dollar cost averaging in that price. You can essentially look at it as a trade award and see whether potential bottoms are going to be and sort of pick your range in between there and just
execute that way. Yeah more or less I mean we know we're crypto volatile and for the long this is very much geared for long term investing so if you do what I accumulate you know the simplest thing as mentioned before is just a standard same amount same interval and then now we'll be releasing a tool post launch that we talked
to bet before around the machine learning side of things that makes a lot of the decisions for you so it's not very customizable. But the first tool we have again is if you want to have a lot of control you can, you want to keep it simple you can. And then the next tool will release after launch will be around the machine learning side. This is the DCI+ yeah.
Very correct. Let's talk about that. Let's dive into that a bit. How does that work and what's the appeal for people to use that? And also, I imagine there would be people that would have concerns around safety efficacy, things of that nature. What can we discuss there? I might actually put that question on pause.
and maybe we can revisit in about 10 or 7 minutes because we've got the guy leading the research, he's doing his PhD at the moment, he's been spending a lot of time and if you want to talk data, he's the guy. So we might just put it on pause for 10 minutes and then he's going to join later on. And then we can get really into the detail. So I'd have called him, what are you getting my brand
and melted in 10 minutes fine. In the meantime, let's look at some of the challenges that have risen along the way. Have there been any challenges in the development of the project? What's actually happening on the back and that people don't see? We know that the product comes down. We get the shiny product at the end and we go, "Cool, that's great.
Where is it? What's it take to make everything happen? I'll pass that over to Aden. Yeah, there's surprisingly, there's actually been more challenges than you think. I think like the team in general will be went into this project like, yeah,
that's just build, you know, just a dollar cost averaging protocol. Like, so it's so easy to say, but yeah, actually, actually implementing that is kind of another story. And I mean, if there's any sort of engineers listening to this, they probably will have the same thing, the same thought when we're like, oh, yeah, it's probably easy.
I'm probably not going to be able to think of an exact example now. But I guess with the level of automation that we're providing, there's just a lot of potential for a lot of room for just edge cases that you haven't thought about testing. So it's like the main challenge for us
is just making sure that we've got enough test coverage to be super confident that when we go live it's like a super ball of proof contract which we actually have landed in a really good spot and we're pretty much on the other side of the audit now we've just, we've only had a few minor things we've
made changes from as a result of that. But yeah, like, I mean, I guess like without getting too much into the weeds. Yeah, just writing tests has just been the main challenge because like we are a tight integration with the Fin Dex, which is one of the Dexes on Kajur.
So yeah, because that's closed source at the moment, just because I've got some special source and it's a competitive advantage. It's, you know, it can be tricky to sort of understand that integration at a level where you want it that you want to typically have like in software engineering.
So yeah, there's been plenty of challenges on that side. Yeah, as I said, we're at the other side of the audit now, and it's looking pretty good. If I think of any other, I'm sure the second we move on from this topic, I'll think of 10 things that we've got hung up on for ages. But yeah.
I'm just going to check in again here because I've got the mind with cutting out. Is this happening for either of you guys? Can you hear everything that you're saying or are you getting bits and pieces? I don't know. I can hear it all. Okay, well I'm going to have to do it.
Persevere then because I'm picking up you know about 30 second chunks and then 10 seconds off and so If you if there's a little gap in what I'm saying it just means that I probably can't eat and wait for feedback But Persevere you have to know to come just like you have child
I have my own challenge with paddling with em or so regarding you know the challenges you talked about the order the order is coming back with a few more changes. The ability to tell us what's on her the order is whereas well just for anyone curious.
I'm just wondering, I don't know.
I just don't want to lack side the wrong thing if we're I assume we're allowed to mention throughout what partners Yeah, that's the early fun. We have a double check so we've got a CV security there are There's a group that currently working with Kijira pretty closely
And yeah, like actually couldn't give them more of a shout out if they're such as solid, solid team, Spain like real professional community occasions and they've the report that they put together has been surfaced all like something that something that you would expect, you know, coming out of a fan like you know, do it or a while something like that just like
like a real Thera report. And yeah, it's actually been a really good process. Like we've been able to like, you know, they come back to us with some findings. And then the idea is that you sort of discuss it and say like, hey, here's the reason why we did that way. Or like, you know, Farah out didn't know that we had such a huge
something like that which thankfully they weren't any major ones. So yeah, that process has been really good and it sort of took a little bit over it. It's not like completely tied up yet. It's sort of been going on for about a week and yeah again shout out to SVC because
Basically we had such a tight timeline from when we like raised the funds which was back in July to come up on our launch. Get it trying to find an order that could squeeze us in right before launch and then making sure we had enough time to respond to any changes.
Like we sort of backed ourselves knowing that there weren't going to be any sort of major, major rework. So it was just going to be like little tweaks here and there. But yeah, the overall process has been great. Yeah, and I think definitely might use them again in the future that I would recommend them to any sort of any Cosmos project of the building.
Yeah, that's a common thing I've heard when I spoke into other protocols. SCV and Vinnie, I've had some loose communications within the past, but they are doing good work and they do it at a great price. So if you are a developer and you're looking at doing a project, definitely worth looking at. SCV there, so good shout out. You did touch on launch
to go and I guess the obvious question for many people is when launch. Yes, that question is a very good question. Maybe what we'll say for now is in the next 24 hours keep your eyes peeled for a governance proposal.
to go up on the Kajera chain and there'll be more columns post that. But I'd say not too, we're not talking weeks away. Okay, we're talking so, does this add a curiosity, have anything, there's a tie in with the countdown that's currently being taken place on
the Calc Twitter. It very well might be. So if you are not familiar, could you write Independence Day? He's due to wrap up on the 14th and that's where all the vestiges from the VCs ends. So just a bit of celebration, I think a jury team, I've
a few things planned and they're may or may not be a few things planned on the Kelkside as well. Fantastic. What I'm going to do here, I can still go there. I can see Tommy Wrett. I have a question. Yes, we're going to go on to...
Here are the two seconds. Tommy, what are you coming for? You might. So quick, quick intro to Tommy. So Tommy's actually the guy that's been leading up the research. So if you ready to talk DCA plus machine learning and number. Absolutely. Hello. Hello guys. It's a pleasure to be here.
Very good. Very good. It's very rare that I'm on a space with three other Aussies. It's very unusual. I know. I know. It's a rare treat.
I'm not complaining about it. So Tom, you're the man of the hour, you've got details on data, you're the man behind the DCA class when it comes to all the info. Let's kickstart this off. So I said before,
Obviously, Calc has a sentiment analysis machine learning algorithm called DCI+. Let's get into some of the final details. Sure. Yeah. We don't want to give away too many of our secrets, but I'll answer what I can.
Sure. So for anyone that is listening and curious and how this, what is it, how does it work and sort of have some questions around potential safety concerns, efficacy, things like that. Feel free to shoot them here. Yeah. So, well, I mean,
And perhaps I can give a bit of an overview of the mission, how we went about it. And then we can answer some of the final questions. So basically the
the mission was to outperform vanilla dollar cost averaging but not sacrifice the risk profile that it offers. So we basically wanted to get greater returns with the same amount of risk.
that's obviously the holy grail in investing and it's what the quants work towards. So there's a few ways you can go about altering vanilla dollar cost averaging. The first is to alter the buy amount each time.
The second is to alter the buy time. Now it makes sense that you'd want to buy a bit more when market conditions are favorable for purchasing and a bit less when they're not. But you obviously need a way to tell you when conditions are favorable and when they're not. And that's where the machine learning
learning comes in. The machine learning, you have to feed it data. Its predictions are only good as the data you feed it. It's quite clear from the literature and there is quite a lot of literature on this.
If you, you know, troll through it that the best way to predict by times is with market sentiment and that makes sense given that at the moment it's really hard to do fundamental analysis on a cryptocurrency given that, you know, it
Do we just list all? I believe we may have. Connecting at the moment. I wasn't sure if that was just happening on Mayan, but it looks like he's just dropped
off so. He was writing that he was full steam as well. He was charging down the street. Yeah, right, right. Think of it. Yeah, that's like that. Um.
while that's taking place, what we're waiting for.
I did have a question for you regarding revenue generation.
the sustainability element of it. So I'm very much, the team is very much of the school of thought it's like one, can we deliver value to do we earn the right to charge for that value and if it's sort of a tick for both of those boxes that's a green light to say okay this can be a sustainable protocol moving forward. Not purely relying on emissions and as soon as emissions are over everything
think falls down. So it's quite a fine balance of, you know, can we do enough to offer a product that actually delivers enough value that people are willing to engage with it and charge for that value. And then obviously those funds will come back into the protocol and to the community to continue to fund building and growth over time.
So there will be some fees associated with using the service. We have done a lot of testing, looking at centralized exchanges, a lot of the private test and that testing that we've done. And I think we're pretty happy with what that is at the moment. We're putting a few final touches on it. But yeah, essentially the DCA products and the DCA plus products still.
a slightly different fee model, but all in all it should be very reasonable. Sure, I think we've got Tommy to back in. Perfect.
Sorry about that guys. It's alright. It happens. We're, we're, I was I said earlier, we jump the call. We're always battling something on Twitter. So that's it. Where did I get it? I got up to managing the, well, maybe we kick it off of how you can
is difficult to do fundamental analysis on cryptocurrency is pretty much where we got to. Yeah, so well, yeah, given that it is difficult to do fundamental analysis it and that you know price movement is often sentiment driven it makes sense that you know feeding and sentiment data gives
good predictions. So yeah, that's what we've done. We've taken a bunch of data related to sentiment from our own trawling of Twitter to more general trends like the
the put to call ratio, which is kind of a macro sentiment indicator. And of course there's the volatility index and the fear and greed index. And of course we've got a bunch of other variables related to more technical analysis.
We feed all of that in and our machine learning algorithms do a very good job of predicting large market corrections. It's not perfect and you can't predict the market perfectly but it gives us a better
than a much better than random chance at predicting when might be a better time. Now of course we're not in the game of throwing all our eggs in one basket and lump summing in, but what we aim to do with the DCA+ is even out our risk through time.
So we take our prediction of how likely it is that there will be a market correction and we buy an amount accordingly such that our risk is even for each purchase. And we're calling this risk averaging and it's with historical back testing
or at least a historical back sampling. We've been getting quite extraordinary results. Let's just say that I would be putting my money into the DCO+ vault as a user. So we're really excited to give these tools that most people
just wouldn't have access to by themselves. It takes, quants and people spending valuable resources and lots of time to get this up and running and we're excited to be able to give users this with a single click. Yeah, it sounds amazing.
Obviously the benefit is it takes the thinking out for the user. If someone doesn't necessarily have the time or they know how and they're just like, "You know what, I don't want to sit at my computer all day, I don't want to look at charts, I don't want to have to think overly hard about what's going on." I know there's a few assets that I believe in.
Sorry, I didn't catch all of that, but I caught the gist that it is very much set and forget and I totally
We agree that's exactly what we're aiming to deliver. We want people to feel confident and at ease because when they do, they're less likely to panic sell and when they're less likely to panic sell, they're more likely to make money in the long term. And that's what we're trying to do.
We're trying to help investors through their emotions, through their response to the volatilities and the vicissitudes of the crypto market. I do love that word vicissitudes. Sentiment, obviously, you're saying is heavily what Gavin's is. So you're saying
built something that probably sounds a bit. It's like a kind of like sentiment, if you're not a sentiment here. Yeah, look, there's lots of, there's lots of kind of machine learning, predicting, prediction tools out there. The
I guess each one, that's where we got kind of the precedent for this, you know, like I've been obviously researching the space heavily and you know the academic, the literature, it tells us that the best way to you know predict to get a better
chance a look into the future of price action is through sentiment. So it's no surprise that we chose this and you know we're not the first to do it but we you know we are kind of in that leading way of people offering these sentiment analysis tools to to to retail.
And of course, a big part of it is the data. So you're looking at the put to call ratios. Does it also factor in any sort of social sentiment as far as like social metrics as like lunar crush would provide? Yeah, so look, we do have, we have a few,
sentiment indicators our strongest being our own custom analysis of Twitter sentiment and I should add that you know this is
one of several sentiment indicators that we have and they are just one of several kind of overall bins in terms of predictive variables that we have. So, you know, we have sentiment, we have technical analysis indicators, you know, things like moving
averages which have historically been informative, not conclusive but certainly informative. A bunch of other technical indicators. And then there's macro trends, things like NASDAQ and commodities, price action.
as well as blockchain data. So there are kind of four main categories of predictive variables. And look, we've got, we've amassed quite a nice data set. And, you know, nice predictors make for good predictions. So, yeah, we're really confident with how this vault will perform.
obviously, you know, historical, you know, past, past, past returns don't guarantee future. But like I said, you know, we just want to set ourselves and our users up for the best chance of success.
we think we've put ourselves in a really good position with the approach we've taken with DCA+? Yeah, it does sound quite ad-beant, I just, and I'm just thinking as far as... Well, actually, before I move on, I'll just... The other guys have anything that I want to
on regarding what we're talking about. I think I mean off the back of that you did mention before setting forget so maybe I can talk about maybe the user experience holistically. So obviously a key driver is setting up Udall across everything strategy it should be a long time and so how you actually funding that over
time. So I mean off the bat from what we'll be offering is being able to top up your vaults on chain through stablecoin, sort of a BIO stablecoin, but post launch and post general message passing module be completed by the XR team will be supporting and partnering really heavily with on an offer app. So that's kind of money.
And CottoMoney will support us to essentially enable people from their bank account to set up a regular payment that will be to pause it directly from your bank account into the Cal contract. And then we'll do the dollar cost averaging for you. And then off the back of that, we leverage composability to not only purchase the asset
but then do something with it. So it really becomes a complete end-to-end set for get strategy such that you could spend five, ten minutes getting things started and come back next bull run if that's your thesis and be in a really good position. Again, the other part of the doll cost averaging if you're not necessarily
of the on-ramp if you're not necessarily into KYC, wants the local money with another previous terror project that you appear to appear on an off-ramps predominantly in the Latin community. We'll be partnering with them to enable users again to bring on capital through that method as well. But again, coming back to it, send and forget we really want to create a
tool that even if it's part of your portfolio that you're long term, of course none of this is financial advice, but everyone has their own thesis that you can kind of just put away a small egg in a small basket and you can come back and revisit that over time and hopefully it's chosen the right metrics that will do well for you.
I think what we could potentially do is if anyone in the audience is interested or has any questions, we're happy to engage. Except if you have anything you've been thinking anything, come on up and we can have a chat. Certainly that's an invitation for anyone who has got some questions here. I know my man.
Debes usually does but it looks like he's just dropped off so I'm not sure where he's gone but if you've got any questions feel free to jump up in the meantime I was actually just saying but my mic was on mute I was saying I've noticed on your telegram group you know you've been doing a lot of
and asking people the way that they want to, for example, how do you raise capital for your DCA strategies? And you put into options there, so I put in the remainder of my languages, on ramp, whatever I've saved in real life, when I run out of stable. So you've got a few options there. And I'd seen
website that you had
Tato listed as a well it doesn't specify what it was specifically but to me it made sense that it was you know a partnership integration and so because they are an onboarding or on ramping off ramping
platform. It makes sense that you're going to be able to have dollar cost average strategies from FIA into whatever you so choose on this platform. So that's really cool. The cardopart, I did miss the second part. It cut out, as you were saying, there's a second person, a second group that you're working with. That's a lot of high-rise people. Low group.
Yeah, correct. So there you're not familiar with local money they do peer-to-peer swaps predominantly starting in the Latin American community and then they'll be expanding from there but they were lives on terror and then they've come over to Goodger as well. Again, they share that same ethos around sustainability and grown-up design and I'm not sure if they've
I'm not sure that they're far off from going live in production, which would be very exciting. Yeah, fantastic. And again, anyone that's got any questions, do feel free to jump out or for overhaul your piece. Any other partnerships collaborations that might be in the
works. Yeah, we can touch on a few so maybe off the bat of us going live and there's one project as well that's building on Gadirak old DeLoyal and they do affiliate marketing. There's something there that we'll discuss and we'll trial and then when we
We talk about the benefits of Cosmos obviously, things around IBC and its chain accounts and accessing different pools on different changes is quite exciting. So we haven't formally announced that yet, but there'll be a few things that come off the back of that. Again, coming back to the composability element of it, we think it's really important that you can take your
assets and then do something with them once you either purchase them or you exit into a state of position. So what does a potential yield generation strategy look like anywhere? And that's where we think things can get quite exciting, right? Because you can sort of create this kind of like, you know, zappier type
integration for one of your longer term strategies and then we'll just trigger right in the background for you and then maybe more from a technical side. I don't know if you want to touch on the for example with the auto-staking touch on the off the Z. Yeah, sorry. I was just
I'm sure you're talking about how integration with also in order to take in capabilities. So obviously we've got like a, we're building a suite of automation tools and part of that automation is being able to
auto stay for you after your strategy is executing. So on Kajira that just looks like staking your QG at any sort of validators that you wish after as well. But then as we're talking about like IBC in future you know you'll be able to
to stay your lunar on Terra after a swap or your Osmo on Juneau. Sorry. Yeah, you get what I'm saying. Yeah, and that's all done through Ulsey. So obviously we don't have to take custody of your funds to do that. We just grant our contract permission.
and we do that on your behalf, which is a really exciting thing for us to do. Yeah, I want to circle back to that in a minute and I want to go into some of the assets that you're going to have available on the front end in the near future. But I do see here we've got, we do have a question, so I'm going to bring them up just before
we go to that part. So Joseph is coming up as a speaker and in a moment the flow will be your sir. Joseph. Yeah, thank you. Thank you. This is great. You're there, buddy. Yeah, thanks. Can you hear me?
Yeah, okay. You can hear us. Yes. Yes. Thank you. Actually, I think I had lunch with one of the cow guys that in Medellin, where we're down there, and it was great to learn about it there, but well, there's so many, there's so many things to
think about with this. So when a dollar cost averaging strategy is set up, right now is it just for KUJI or can we choose like an asset allocation with what tokens we want to get invested
And then also what happens to those tokens? They stay on the Cugura chain and just stay within there or do they get put into your actual wallet, I guess they're in your wallet, but they stay on the Cugura chain.
Yeah, so there are two really excellent questions and you're already thinking ahead. So we can probably begin with the first one and the first question around is it potential for an asset allocation? So for the MVP, we will launch, you'll have to choose one asset and
very much after run miss passed a lot of people in private testing that we can feel that dollar cost averaging if you're long in a particular asset if you're DCIN on the outside to take profit on it. It kind of answers the question of when to buy or sell and then how much to buy and sell over that time period of course you
to have some control over that. But then the other third question to that is what to buy, which obviously we'd never recommend non-financial advice, but you do reduce your risk if you're exposed to more of a basket of assets. So what I said, it doesn't matter what price you bought, for example.
I don't know, tighten finance at, you know, if you got a $1 or $5, it ends up to be zero, it's still zero. So diversifying that risk, I think, is quite an exciting thing. That won't be ready for MVP, but you can think about, you know, is there possible to introduce, you know, not necessarily an index, but a basket of assets, a
So that is on the roadmap and we'll require a bit more thinking, but that's to be thought of. And then to answer your second question around what actually happens to the assets. So again, for the MVP, we'll be heavily focused on the cajura chain of a CLR SwatSurfacing. We will be supporting different assets.
But as we heard at Karsom, I've heard that all of that interchained careers, interchained accounts, IBC, we'd very much like to leverage that amazing tech, that what Karsom is built on. So we'll start looking at, can you take your Juno and send it to Juno and do something?
there with it. It might be a yield generation strategy with, let's say, yield mass if you want to have particular things auto compounded so we can look into what that looks like. And as Aiden mentioned before, you might want to stake your arsemo on arsemosis. So that could be an option as well. And then depending on
The partner could be some exciting things around providing LP or anything beyond that. Oh, well, that's great. And then as far as the fees go, is it just the exchange fee that we would normally pay if we went in and did the trade or the buying ourselves?
Is there an extra fee that is tacked on also because of implementing a strategy or using a strategy? Yeah, there's an extra fee, but it's a small extra fee. I'd like to say it's quite fair. We did test this with a lot of different people. I feel that when we talk about fees, the flip side
at it is like how much value are you delivering is that value far beyond what the fee is and I think most people would say you know it's a good deal and then if people feel the fees are expensive they're actually saying the value is not enough so I mean I won't speak for anyone but through the private test net rounds we had everyone post-rated cool and
It's rated 9.1 out of 10. And that's just from our MVP version as well. So I'd say stay tuned. And when we go live, very much encourage you to dump on and play around. Awesome. And I think, I hope Knock on the Wood you'd be very excited for even the MVP version. Cool.
That's great. Thanks. And that'll be all the fees will be all laid out. It'll be very transparent so we can see see them as we're as we're paying them. Yeah, 100% coming back to that grid at DeFi ethos is we're 100% transparent of exactly what's happening. So we even have a fee breakdown of what it looks like per swap or you know,
For example, if you do want to enrapt with counter money, they pass on that fee. We're very transparent about it. Obviously, BIO stablecoins is going to have no enraping fees, etc. So yeah, you'll be able to play around, see what works for you. And if it makes sense, you can make that decision with all the information. Awesome. Awesome. Are you guys still traveling?
Oh, more or less. Back and forth. Yeah, I think we're always good. Yeah. All right. Thanks. It's a really nice talk to you. Thanks for answering questions. ETSF. Thank you.
That was a great question, Joseph really appreciate it. I'm scrolling down the Twitter as these conversations are folding and I'm really getting a sense for the user experience and the customisation of it. I've got a question, it's quite a specific one, but
But on your day 10 you talk about the countdown, you talk about auto staging, right? And you can see the UI in the post and it says, you know, you can have the option to say send your koojee to your wallet after each swap or
Do you want to auto-state QG after each swap? Is there going to be the potential as well to section those off into ratio? Like QG will it after the swap and 50% auto-state? Is that going to be something that's available to the users?
Yeah, again, actually the technical team we're having a discussion, I think maybe two days ago. But yeah, I mean, if you're familiar with Blue on Kudra, you already know that this capability in terms of sending funds to different wallet addresses, you can send a user up to 10, so I'm not sure if that's the limit. Maybe it's not.
But from a send to wallet in terms of the user interface perspective, just to keep it simple for MVP, you'll only be able to send to either one wallet anywhere else in Kajara, or you can auto-stake out in your behalf. But I mean from a technical perspective and let Aiden talk to it, I don't think it's going to add too much.
I think it's already baked in actually in the smart contracts, but from a UI perspective, exposing that might be a few weeks away. But then, yeah, that's when we talk about things getting very fine grains. And this is where we want a cater for a power users. We want to keep things very simple. It should be a very simple interface, but again, catering for power users.
want to have that extra customization control to really get down to the weed so then you can start thinking about, you know, if you're taking profit, you might need to send some of that to an off ramp into a bag can't, you know, and then that maybe is the fees to pay for whatever it might be. Or you want to reinvest an allocation of that into more of a stable
or stable or asset or lower risk asset. So just enabling uses to do that. But again, that's quite a future state at the moment. I'd aid 9 and if you want to touch on it from a technical perspective. Yeah, I was just going to say, yeah, so obviously we're trying to make sure we get that that UX perfect. We don't have a complicating
But if people are interested in integrating directly with that contract, it does support already and will for launch the ability to send to multiple worlds and multiple validators. So you could send 25% to validate A, 25% to validate B, and then some of it to another world somewhere. And there'll be documents
for that, for the power users that are really keen on that kind of thing. Loving everything that I'm hearing so far. And as I said, the rest out of the call, I've been bullish on Kujira for a while now. And I just think Calc is just adding another reason to be bullish.
on that chain and what's happening in that space. It seems, you know, as it's all playing out, we're having this conversation. It seems super user friendly. It seems very capable. And I think once people get the chance in, you know, I'm not going to get specific. That's what we know that it's in the next two
weeks that was alluded to earlier. I think once we get the chance to really play with it for themselves, it's going to start to sink in how great this experience actually is. Are you getting feedback from testers at the moment about all of this? Yeah.
Again, coming from an extensive startup background, you never really know until you actually live. But I mean, the testnet emulates that pretty well. People plan around testing that funds, and I know touched on it before. We're very much of this, you know, it also seems to be the cajuro way. Just head down, build, ship products, and let them talk.
themselves and take their product led growth approach. But yeah, I'd say the feedback we've gotten from the private testing has been tremendous. And again, obviously from a team perspective, we're trying to push ourselves to deliver the best product possible and we've got a lot of exciting ideas we want to ship.
Sometimes we have to draw the standard line to say, "Okay, this will be the MVP. We need to get out there and actually validate it." And even that product seems to be getting some very strong feedback. So we've put a lot of blood-sightened tears into creating the best product we know how to. And we've got a lot of really exciting things on the roadmap.
And I think judging by the ratings and the comments and the people just being involved and being super stoked about it, and even thinking about not only it's just a basic DCA, but things you can actually do with it beyond and connect, I think is very exciting. And then that's also a big shout out to
to growing a lot of these ideas. We're a very community focused and community driven. So we've had a lot of people come into the telegram or engage with us early on in the testing. I've been thinking about this a lot. Even some test net users every single day they'll come back and start new strategies and try different things and provide feedback. And all that really is valuable.
comes right back into the product to essentially ensure that we're solving real problems or filling real needs. We're creating an experience for the users so they can come on and engage with the platform and make exactly what they want. So that's been mega helpful. So if you're not involved already, jump on our telegram, ask a few questions, ever in there.
helpful and then if you're more of the technical mind we do have a really strong small group of people on the strategy side as well getting involved and suggesting some upgrades and if you want to talk numbers you know they're the people that talk numbers with so again quite excited very community driven
And you know, we'll let the product speak for itself and it goes live. I mean give us in under two weeks time and you'll find out. Under two weeks time is very exciting. So anyone that's listening, if you have not already done so click the little circle that says Calc at the top of your screen. Make sure that you're following these guys also.
Tommy fluffy follow those guys too make sure that you're keeping up to date with what's going on there I just want to check in before we start winding this call down is there anything you know of course I do my best to ask good quality questions is there anything that you that I may have missed any news that you wanted to share that's not yet been shared
I think we've covered most of it. Like I said mentioned before, we're matching the head down build with the product, do it, do the talking. So yeah, I think we did want to say a massive thank you for having us on and chat through it. Of course, if there's any questions in the audience,
We're very happy to take them. If you're not comfortable asking them now, jump on a telegram and have a chat. Like I mentioned, super helpful team there. We jump on every now and then. And from a private test net perspective, we're making a bunch of smaller changes, but we will reopen it. I think I think it's crossed the next two or three
days. So one set's live, we can do the final round of private testnet and then we'll let the dogs out of the house. Can't wait to let the dogs out of the house and for anyone that is listening, join the telegram. You can also, if you're asking questions for future Twitter spaces,
do have a Twitter Spaces channel within the orbital command discord. If you're curious to know more about that, there's plenty of educational tools in the discord, there's plenty of community tools, there's all sorts of things that's pretty extensive so you can find that in the orbital command. Link tray I believe it is on our
profile. But in the meantime, I do want to say thank you for your time, energy, input, expertise. I really enjoyed the conversation, as I said at the start. It's always good to see other Aussies flying the flag in this space. And everyone that is curious what we've got coming up in the near future on
I'll recommend Twitter Spaces. We've got a bunch of just been locking the bunch today. We're gonna be chatting with some OGs, Apollo, Dow, Prism, some less-known protocols, Zodiac. There's a bunch and I can't find the tab on my computer so I'm just ripping off the top of my head at the moment but stay tuned, plenty of great things coming up.
Guys, thank you for your time and I'll be in contact with you behind the scenes to see if I can try out this test and we'll go from there. Absolutely. Thank you everyone for jumping in and yeah, we hope that when Calc launches, there'll be part of everyone's portfolio because we've seen
you know, being on chain and and competing with centralized exchanges is more important now than ever. So thank you very much for your time and speak to us up there. Thanks everybody. Oh, thumbs up. Pleasure guys. Cheers.

FAQ on @CALC_Finance talk Automated DCA Strategies on FIN (#KUJIRA) | Twitter Space Recording

What is the topic of the podcast recording?
The podcast recording is about Calc Finance.
Who is the host of the podcast recording?
The host of the podcast recording is Dr. Dostoye.
What is the purpose of Calc Finance?
The purpose of Calc Finance is to provide intelligent on-chain automation for long-term investing.
What is the meaning of 'calc' in Calc Finance?
'Calc' is short for 'calculated'.
What is dollar-cost averaging?
Dollar-cost averaging is a strategy where a predetermined amount is invested at a predetermined rate of consistency over time.
Where are the team members of Calc Finance based?
The team members of Calc Finance are based in various countries, including the UK, Peru, New Zealand, and Australia.
How long have the team members of Calc Finance been involved in their relevant domain?
The team members of Calc Finance have been involved in their relevant domain for at least 10 years each.
What inspired the creation of Calc Finance?
The inspiration for the creation of Calc Finance came from the lessons learned during the Terra collapse and the desire to build a tool that could solve this problem and teach people in a much cheaper way.
What is FTX and what is happening with it?
FTX is a crypto exchange and there are insolvency rumors surrounding it, causing the market to go down.
What is the benefit of using Calc Finance for investing?
The benefit of using Calc Finance for investing is an automated set and forget strategy for dollar-cost averaging in and out of positions.