OC + CALC Finance

Recorded: March 17, 2023 Duration: 0:55:40

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Okay, take two. We're gonna see what happens this time around. Hopefully.
Twitter doesn't rock me again.
I thought we'd move beyond the rugged Twitter. - Definitely, we have not.
I'm going to...
just make sure no one's getting it checked here.
which is looking a bit more promising. Okay, so again, guess of today, I'm going to be cap finance. Gonna be having a chat. And of course, the next hour, pay with me as I bring up.
because it calc.
GM GM I think we have another one of our team members Tommy and he's still on the old link that he'll jump on the new one shortly. Great and who's behind the account that says Jets that's requesting at the moment so are your guys.
It is not. I'm not going to bring you up here because it's Captain Thomas Shine. You are welcome to ask a question later on. For Brillo, how are you? I think things have been pretty good.
working like crazy. If anything may be a little bit too hard. True. But yeah, we're super stoked for this next week, two week period. We're rolling out a pretty awesome product and yeah, we're still here kicking goals, adding more pairs. The
interesting integrations and things have been going swimmingly. Also a lot of time in the East Denver and Interarth. We've got to meet a lot of the people in person and I think makes a real difference to see, at least even the impact it has had in the Ethereum space and looking at AppChain thesis versus the Royal App thesis
etc. And been super interesting time. So I'd love to just get a quick TLD out on your experience of a thin bind a bit more about what you just mentioned there. Yeah, definitely. So I think like you, we're we're but quite far away from Denver. So I think
I think the first thing to note is the trip over there was crazy. I think door to door turned out to be 36 hours after a few flight delays. But oh and all, like, absolutely fantastic vibe. I think that the sheer number of people inside events was crazy to see. I'd say some really common themes are basically anything roll up.
and then the app chain thesis side of things. So, Cosmos put on a shared security summit and actually put on interop. It's kind of discussing, you know, essentially the feature of cross chain and shared security, replicated security, mesh security, etc. So they're
very, very hot topics. And I think that if you look at the cosmos events, I think the cosmos events were on at least every day, had a side event and there almost always fully packed out. So a lot of interest to the cosmos ecosystem, a lot of interest for IBC, a lot of interest for interoperability. So extremely, extremely popular.
Fantastic and you also beyond that you've also recently had something happen down in Melbourne you were on the web 3 there's a web 3 shark tank type thing at an event I believe you placed first can you feel us in a bit about that? Yeah, yeah
So yeah, Salana essentially. So there's two Predacals on Salana, Magic Eden and Drift. Then with the Salana Foundation put on a Melbourne event, which part of our team is currently located at the moment. So we went down, pitched Calc Finance, the DC
So that was a bit of fun and then Salana actually also put on a one week hacker house, also down in Melbourne where a lot of people came together for the Grootley Hackathon and that was a super cool space just to get people around and I think in general and I come into Australia as well, there are not too many
Not too many crypto events happening, so it was good to see a little bit of innovation, a little bit of people coming to Australia for the first time. But it definitely didn't weigh up to the size of Denver or Interop or Cosmovera, Celeste and Columbia or a lot of the stuff that happened.
and everything.
Hey, and just to clear that you guys a south of me you you're done in Sydney I believe Melbourne
Ah, you actually live in Melbourne. I recall living in Melbourne. That was my old stopping ground for a very long time. That's a nice down here. But it's still nice down there. Yeah, yeah. Yeah. Yeah. No, no, no, no, no, no, no, no, no, no, no, no, no, no, no, no, no, no, no, no, no, no, no, no#
I was my graded up to Queensland during all the lockdown stuff and I've been enjoying sunny Queensland ever since but next time I'm done that way we'll have to catch up and get a coffee or a smoothie or something. Sounds good. We do good coffee. Yeah indeed.
been the squid integration with Cosmos, which is enabling access for EDM users into the Cosmos. And this stuff all assists, well it's all going to be part of complimentary Rala, it's probably a better word, for count moving forward and
So of course you've already had your DCA strategies operational for about two months now and as I'm aware you're going to be releasing DCA+ very soon. Before we get into all the higher level stuff, just a quick tell the off people that may be new to you guys. What is the tagline of what you guys do?
We sometimes say we do the non-sexy approach to DFI, and that typically people are all about this crazy returns and the game of chance. You might become rich, you might get a Lambo, but more often than not, you'll lose everything. So essentially our approach is creating a DFI strategy focused on mid to long
term investing, but taking a focus on risk and risk management and risk mitigation. So we take some traditional strategies, for example, like dollar cost averaging, which we've of course brought on shame. We look at things end to end. So we're working on a few integrations to the moment, had to be super capital efficient before the swaps. Obviously you've got control over the swaps and then post swap.
and then we take some of these strategies and what we'll talk about today is enhance them with machine learning. So a lot of work I've been going on in the background to
a few things also coming out, which you might have to stay tuned for, but they're already underway. Yeah, love that. I actually watched your meeting or your interview with bots just recently and of course, I always say his Dave's was on there as well. And you said one line which I thought summarized it really well, it was building
tools that are complete set and forget strategies to manage risk and improve returns. And I guess what would be cool to do to intro people is to let people know how, by what percentage, because I know that you've mapped this out and I know the numbers, but what percentage are you improving returns by?
Yeah, yeah, so maybe I'll speak to this perfect. I assume you mean with the DCA plus. So we've done a lot of back testing with the DCA plus and we typically compare it to
traditional DCA, which is basically taking the same amount of capital that you have invested with DCA+ and splitting it up in even intervals and see how much of the asset that you end up buying.
And in our back testing windows with DCA+ it's typically outperformed DCA on average by around 20%. Now these returns are distributed with a positive
of SKU, so you know often those returns will be between 0 and 20% and then there's a long tail where sometimes you'll get totally outsized you know outperformance but we we are stoked with with
the result that on average we're outperforming traditional DCA by 20%. And like Fab said earlier, we didn't want to do this without sacrificing, you know, without increasing the risk of, you know, losing capital because you could do the same thing with lump
some investing, you could improve returns by 20% on average. But there's also the much higher risk that you get wrecked. You lose a large chunk of your capital. And so the best thing about these
is that the lowest 2.5% of returns are actually slightly higher than for traditional DCA. So yeah, we're on average beating traditional DCA without increasing your risk of
of losing more. So our back testing results are really promising and we, yeah, that was enough for us to put this into production and that's what we've been heads down doing over the last several weeks.
And I think to build off this maybe even before we get to it, I think let's touch on obviously the benefits of you know why my dollar cost averaging itself has become such a prominent tool for investing you know both in traditional sense and and in the cryptocurrency market. So I think if you look at the typical two ways investing you have lump sum you can I throw it all in one day
Again, typically you actually see more upside, especially in the lead up to a bull run. If you pick the right time, if you pick the, you know, before the market goes up only, of course, we know an eye friend can do that or not almost anyone can do that. And no one can predict the future. And then you also expose yourself there on the downside to a lot of
So you can pick a day where it's the peak atop or the absolute top and then it could be down only from there. If you've done that maybe 2, 3, 4 months ago, you could be down 95% depending on which asset you selected. And then obviously on the flip side of that, if you look at the
the more favorable risk profile is again dollar cost averaging, reoccurring buying on the same amount during the set time period. That's really great for reducing the chances of you picking that really high peak time with that peak atop and then getting that average again just a way of spreading out your
risk over time, getting access to that asset or exposure to that asset over time. But the downside of that, of course, is especially when in the lead up to a ball run or lead up to pumps, if you don't have as much exposure to that asset, you miss it on those potential gains. So instead of trying to come up with some crazy black box
trading algorithm that will make everyone really rich, always very bearish when people say that. We've taken a sustainable and grown-up desire approaches we could to maintain that same fairble risk profile, but improve on the returns as Tommy said before. So again, that's kind of the big niche play.
And I think we've spent a lot of time reading through a lot of literature, looking at traditional case studies, in this particular approach, which Thomas has been dubbed, "Risk Averaging," which the white paper actually goes out on Monday night or Monday afternoon, or maybe Sunday for those in the West Coast of America.
And you'll be able to actually go through all the detail and have a look at some of the back testing results. But I think for this structure of this conversation, maybe we can sort of walk through the approach to get there. We can go through some of the math that are explained like as five level. And then yeah, from essentially early next week, if math is your set.
thing, white papers are your thing. You can spend as much time as you want going through the actual detail, method of how we calculate this and how we can use this dynamically allocating risk-adjusted algorithm that will be on chain and open to use for the public because that financial inclusion element is quite important for us.
So if that sounds like a reasonable approach to this session, I think Tom, if you're open to giving a high level backstory of how we got to where we were today, how we've learned at a high level of what works, what doesn't work. And yeah, we're settled on the approach to DCA+ today.
Yeah, yeah. Well, when Fab initially reached out with the mission of beating DCA, I dived into the literature and found that there actually wasn't many people
people, there wasn't much literature on this. All of the literature compared dollar cost averaging to lump some investing. And so there was a wide open playing field for, you know, trying to use this kind of regular
investment allocation, but tweak it slightly. And there's infinitely many different ways you can tweak it. And obvious one, that comes to mind might be something as simple as buy when
the price of your asset is below the moving average and you know by less when it's above the moving average. And I mean then obviously you run into issues about what moving average do you use, you know the 20
day, the 50 day, the 200 day. So you can see very quickly there's infinite scope for tweaking this kind of strategy. And so we did play around with a lot of different rules or algorithms to that could potentially
improve upon traditional DCA. Probably the most exciting that we used was an evolutionary algorithm where different variables or features if you're in the machine learning space.
were acted as genes basically that could mutate and change in their values and determine whether to buy more or less of the asset and in aggregate when all of the genes have kind of spoken you'd get this final amount.
And that was, I was very excited about this and it performed okay. It was able to beat DCA but it wasn't the searing returns that we were looking for. I think that kind of breakthrough moment
came when I happened upon this idea of risk averaging. And I guess it was inspired by a kind of approach to risk management that is
is common in traditional finance, which is kind of just trying to spread your risk or mitigate your risk as much as possible. And I thought, well, why aren't we going for the jugular here if we're looking at
risk and we want to manage risk. Why aren't we just focusing directly on that risk? Try to define what we mean by risk and then average it out throughout your sequential buys. And that's how
we come up with the idea for risk averaging. Now that basically works if I were to explain it like I was like you were five. It basically works by assessing our definition of risk.
And then buying a little bit more when our assessment of risk is low and buying a little bit less when our assessment of risk is high.
comparison is made to a long-term empirical assessment of what we're defining risk. And I won't speak to that now because that's our secret source
at kelp with DCA+ but I think what I'm most excited for is this risk averaging strategy because it it seems like a really powerful tool for
providing a simple algorithm that allows dynamic adjustment of capital allocation without some of the flaws that other dynamic investment strategies demand.
like value averaging, for example, where you might, in some scenarios, in some rare circumstances, demand putting up infinite money. So this is a well-balanced strategy, which
further helps to keep the risk profile similar to traditional DCA, but still capturing those market opportunities when the risk assessment framework sees fit. So I really
I've given a lot of information there. Maybe it's best to throw the opportunity for some questions to you or maybe even the audience. Sure. I'll open that up in just a second.
Actually, I'll put the call out if you are listening to this and you are sitting there with a question or two. Feel free to put the hand up and I'll get you up with now such questions in the meantime.
So I like that the simple explanation that you said in the middle there was essentially just intercessing the risk and it's if the risk is low according to the risk average it will buy more if it's high or by less.
what's coming soon as i believe it with the dynamic limit orders is it'll it's the same you can set up the same strategies on the way out to so rather than just using this tool for buying in you can also use it for selling is that correct yeah that's exactly right and uh...
It ends up being performing best with exactly the same risk assessment framework, which is where we're using our machine learning models. So basically you just invert that explanation.
risk is assessors high, you sell a little bit more and when risk is assessors low, you sell a little bit less. And we actually think that this will be a really great opportunity for people who want to
So, engage in a kind of longer term, T-Wop, kind of selling strategy. So, with that strategy, it's basically like, you know, DCA, you kind of break your intended sale amount up into even
chunks and you get a time-weighted average of the asset price over whatever time period you choose. And this is a really common approach to selling whilst trying to avoid
market impact. So you don't crash the price on the very coin that you're trying to sell for a high price. So yeah, we see that the DCA plus out as a really cool alternative to that. Admittedly, it'll be
a longer approach, we are restricting the minimum duration to 30 days and that's because with fine tuned our risk assessment framework to be valid across all market conditions.
You know that we're talking about the kind of time frames where you know substantial capital loss events occur, you know, in the weeks to months and so we've fine tuned our our our framework and our risk assessment to those kind of
of time frames. So if you're in that situation and like our intended users, you have that patience and that time, then this is your DCA Out plus will be a really great option.
alternative to to T-Wop and also just to any user alike you know if you smell you know kind of bubble forming and and you want to flip to to out then that is a valid option for you.
short and I think using the last week as an example here. Using the last week as an example we obviously had crazy volatility in the market with all the debacle and drama that was going on with this VB and
and we saw Bitcoin's price rally fairly significantly. And so, four people that are wanting to use DCA+ in a market like that, what would be their best options? What would be their best,
- Well, I think the best thing about DCA Plus is that it is designed to be truly set and forget. It works in a bear market, it works in a bull market. You can start at any time you want and the algorithm will, you know, not
not only keep track of the market for you, but it's kept track of all of the markets history. So it is the kind of thing that you can, you know, commence at any time you want.
You don't need to be thinking about timing the market. Basically, the whole purpose of creating this the way we have is to prevent that need for timing the market. Look, the user will come along.
choose an amount of capital that you want to invest and an approximate time frame over which you want to invest. And I say approximate because it is a dynamic allocation strategy and sometimes you will end up investing that capital either sooner or longer than traditional DCA would have.
And then you can sit there and forget about it. And yeah, the algorithm is very powerful, like with all machine learning algorithms. Sometimes it makes an incorrect prediction.
you know, it can't, for example, predict what's going on in Jerome Powell's mind right now. But at the same time, much more often than not, it is right. And that's
with the repeated bias, it ends up in aggregate coming out on top. That's what we hoped to deliver for our users is on average, can we be traditional DCA?
we've got something that can do that without you worrying about when to kick off a strategy. Yeah, I was half expecting you in the middle there when you said that we can't predict what's going on in Jerome Powell's mind, but we're working on it, which is what I thought was going to be the next part of that sentence, but it might be a nice avenue to follow now.
It's coming. It's inevitable. The other thing that picked my interest was you referred to historical data or historical data coming to the exact words that you said, but essentially you've got all the historical information. Are you saying that in regards to the specific token
that are accessible via Calc or have you just imported like the entire cryptosphere's you know historical data into your algorithm? What's the what to what extent do you have that? Yeah so we
When you're training a machine learning model on historical data, I guess you want to run a compromise between the number of features, often increasing the number of features can
improve and assessment. But at the same time, the more features you have, the more restricted the length of your data set is because the higher chance that one of those features will not have historical data going
going very far back. So you need to run a compromise there. For example, our data set goes back before 2015. And obviously, Koji was still six years from even existing.
And we simply don't have enough price data with an asset like KUJI to properly train a model unique to KUJI. So what we've done is taken large
market cap currencies and taken the approach that smaller market cap currencies are often almost always very highly correlated but with larger
you know, larger magnitudes of movement. So at the moment, we are going to be, we're going to keep things very safe at launch and, and
launch the DCA+ with some of the larger top 100 coins and later on when we feel like we can open that the option up to the user
to increase their risk profile, then we will be able to integrate new currencies like KUJI, for example. Yeah, got it. That makes complete sense.
Okay, often you'll find that the large caps will move first and then the ults tend to be lagging in the cater and they obviously have bigger swings. So it makes sense that you've gone that route. I'm just looking through a couple of my notes here and I just remember it as I was going over there.
itself that I wanted to comment on how good the actual user experience is. What I love about Cal is it's got the feeling of you know the old school terror and applications. It's nice it's clean sexy. You've got a really straightforward simple
easy to understand processes, it's a bit of a four-step process. So if anyone that hasn't used it before, you can essentially pick your sample coins out of Axle USDC and UST, and then it's to make your way through, you're just choosing what assets you want to invest in on the back and then swapped on fin the audible decks of Kujira, and then
What's up what actually I'll let you guys continue that rather than sort of. Hardjacking that can you talk people through the process and a little bit about the experience yeah, definitely so maybe something that's maybe unique to web 3 but not so not so unique to the web 2 space which some right team has extensive experience in. We actually ran I think it was like.
77-78-1-130-minute interviews. Just even back when we had the designs before building the site. So this is very much community built community influence to use it influenced. And yeah, we just took a few pages or at least out of some books that we liked in the web 2 space and again leveraged that same mental model.
So as you mentioned before, totally correct, four different steps. One, choosing your asset, how much you want to invest in funding, and step two, sort of customizing that. So in just a traditional DCA, you can do things like setting price ceilings or price floors, or start when a particular asset price is hit or start particular asset price and time.
time and date. So you kind of have quite a lot of different options. And then phase three, we talk about the composability element of it. So at the moment for Kajera, you can choose to have it auto-state to use off the Z in Cosmos. So essentially you could be staked on your behalf in your wallet so you can actually just go to your capital
our wallet, a go to your sonar wallet, a go to your tarot station wallet, and see it's been staked for you. And then step four, play it back to you, super, super easy to understand language, basically like reading from a book, confirm that. And then the other element that's quite important that we're big on is providing informed data in order for people to make
appropriate decision. So, you know, there's, you know, doing a lot of our research. We found that, you know, especially in bull runs, people actually had no idea what average price they bought a particular asset in or they had no idea when they were selling. They're even cases where people were buying higher and then waiting a while thinking that they made a profit and selling at a loss.
So a big part of that and we know people are buying or selling decisions all the time. We wanted to really abstract it away, complete setting forget, but also track all that information so you know how much are you up? Are you down at all? When is the average buy price? When are your average swaps happen? What does that look like on a
graph can actually go back and track all that in time. So we do also provide a very in-depth essential experience here to explore that. Now it's a DCA+ stuff. It's quite exciting in regard to that. We will actually be comparing traditional DCA2, the DCA+ to
strategy and we've gone a little bit down the bold right here and saying that DCI plus will charge you 0% usage fees. They'll be the basic thin, whatever the DEX is, they'll have a small fees of thin, I think it's like 0.15% per each slot.
even pay all the gas that's covered by the calculated smart contract. So this is very important from a value alignment in the regard that we're not just saying that this algorithm will
a lot of time developing and building is going to be great and they should definitely use it. We're putting our money where our mouth is and saying that if it doesn't work, then there'll be no fees. So I think that's something that hopefully sets the stage for what we're all about and what we're trying to achieve here.
Of course, comparing to traditional DCA, there'll be some element there where you'll actually be able to track the performance over time and then come the end of each strategy. Again, as Tommy mentioned before, there's some dynamic element to it, so one might end before or after. There'll be a full comparison and there'll only be a performance fee charged on that.
love it well thought out and I'd love to come back to this once we've heard from PBR 713. Hey guys hey thanks for letting me up I was just curious when are we expanding when can we see
see some cross chain DCM. Is that in the works? Yeah, definitely. So we're actually part of the the exo-grants program. So if you're not familiar with the grant, Axler, they do cross chain messaging passing. So there's similar to kind of a hyperlamp.
or layer zero. And as you, I'm pretty sure if you're familiar with the Cosmos ecosystem, you would definitely have seen XRUSDC or XRUSDT, I think they're the predominantly bridged stablecoins over from EVMland. So we're exploring a few different avenues of what that
That looks like from a development perspective obviously there's different things to consider around a Hubbard's book model or leveraging even in the cosmos the IBC, interchain accounts etc. Or what that looks like from a completely rebuilding the contracts in for example an EVM chain. So what I can say for now is
very much underworks scaling is definitely in the game. But the date, I think you'll have to wait to win that set in, I would say, April, the early mid-April, let's say.
Oh, you're saying we're going to be live mid-April for CrossJane with Axler?
I would say announcement will come out there. There's still quite a, I think the approach we've taken is we'd like to put safety first. So G&P is, you know, is thoroughly a new thing and we're
where it's exploring a few different avenues. So I think if I gave you a date, the engineering team would kill me. So I think I'll just have to have to say you'll hear more about it mid-April. Awesome.
I'm happy with that April. I'm happy with June July, it doesn't matter to me. That's awesome though. Good deal, thanks guys. Yeah, good to hear you all. We definitely miss you. We love your Naked Assistant. I appreciate everything you do.
Yeah, man. Yeah, great question. Just just stretching my legs a bit. I'm always around them. I've got Edwin's just jumped up. I want the I say, "Crew, Edwin, do you want to jump up and have a little chat night?" Yeah, man. Thank you.
It's been pretty cool listening to what you guys are creating. I remember first learning and looking into DCA with ARC Invest and their ETFs because it was interesting to me that every day after the market closed,
they released an updated sheet on what they buy and what they sold throughout the day. And so this kind of gives me the same vibes that you're talking about, right? Like a small utility increases. That's where you could take some actions and then
just kind of build upon your place that you have more conviction on. But one thing that I'm curious about though, at the end of the day, like a lot of projects are looking for users, right? And hopefully here with us, we're able to help
through exposure to other users as well, but what do you have plans? Do you have any campaigns plan to help get more people to learn about what's unique about your project? And is there any incentives or anything like that that you have in mind to help people get on board and at least try it out?
Yeah, and I think that's fantastic. A fantastic question looking at sort of the go to market strategy. I think I'll probably be the first to admit that we've been we've been very focused on sort of first principles and building what we like to think is an amazing product. A product that's not been done before, especially on chain. And I think that it's very much bit
And you know, can we deliver value, you know, to be on the right at charge of that value and just confirming those two green flags. And I think that from a team perspective, we have an amazing DAO that helps contribute in terms of strategy and an embassy down and they do a lot to spread the word. But yeah, we've yet to
properly dedicate time and effort to putting proper marketing campaigns together and spreading that word. There is a few things in the work there. So I almost wish I wish I could have announced some stuff, but East Denver was super fruitful for a lot of reasons. And I think that you'll hear a lot more
about it in the coming months. But in terms of a go-to-market strategy soon, there's probably two things that maybe there'll be a few things that we're in that's here. One, we're going to likely hold a closed cap competition that if you sow strategy that lasts at least three months,
And when you do store a strategy again, it shows you what traditional dollar cost averaging it will compare to. If you can manage to pick a strategy that outperforms the DCA Plus, there will be definitely some prize money that will set aside for that. And we kind of want to do that as to put out there that we're standing behind this algorithm.
algorithm, there will be some spots that you can take up on that offer, and then the second element of it at the moment, and if you're currently on this Twitter space, maybe get a pen and paper or be ready to type something in. But there will be an initial white list for access to the DCA+ algorithms, which will
I should start in exactly or just under two weeks now for the whitest spots and we will phase this out over time. So I'm happy to say that if you are right now on this Twitter space and I'll be closing the forum in about an hour of time, if you go to caculated.fi/WL.
There is a really basic form, just need your cajura wallet address, Twitter handle as well. That one can be optional. But if you sign up for that, you can get first dibs into DCI+ itself. And then once we get everything up and running, take a very safe approach similar to how NolicBTC has gone about
their business. There will be a few things around making recommendations and some affiliate marketing and spreading the word. They can capture rewards and then post that will be spending a lot of time once we have that absolute killer product and that product market fit to do as you say. Really so it's not going to market and spreading the word.
Awesome. Thank you for sharing that.
Thank you for the question and yeah, I appreciate it. I've definitely seen senior Antwerp and sharing the love of what Calc has to offer so we actually love to see that we love to see good for the community and Yeah, super stoked about it I'm just jumped on I'm just on calculator dot five towards
WL, if you didn't catch it, calculate it.5/WL for the DCT+WL list. I'm just doing that myself as we speak. Yeah, look, we had a conversation a while ago. I think the last time we had a Twitter space would have been probably
feels like it was probably October, November last year. It could be wrong but it feels like it's bad that long ago. And it's just amazing to be watching on the sidelines and see what you guys have achieved so far. I know that you can't drop Alpha today on
to place or become sessions had an eight Denver and look alphas overrider. Let's see if we can maybe lay a couple of bread crumbs. You have any bread crumbs that you can lay behind to get the people speculating. Very interesting by flipping the the ELF request. I would say
Maybe I can say the promise is that the distributed team and the community members and the core contributors to the project have been working
absolutely non-stop in the sense that there's really big plans to come and think about how we define risk, how can we actually leverage a lot of this work. As I mentioned in the beginning, it's not really about that crazy, de-gen play of chance to make millions but more likely we're most
at the time or almost all the time, you'll completely lose out. I think there'll be a few exciting things around answering the questions around the when to buy and how much to buy is being answered with DCA+ stuff, but the sort of what to buy and looking at your portfolio, percent contribution to risk.
The the kelc strategy has been super influential and looking at and we've had some really great experts in there, you know, from a trad side perspective. And sort of taking all those principles and relaying them into this element of your portfolio that it's designed to last more than one cycle. It's designed to be there for a long time.
It's designed for, you know, to be something that you'd be comfortable to, you know, tell your cousin about, or someone that's, you know, just getting into crypto for the first time to ensure that they have a positive first experience. So I think that is probably going to qualify for not alpha but bread crumbs, but the case of, you know, risk management.
and opening up scale and use cases, I think you'll see over the coming months. Yeah, awesome. I sort of got my brand ticking. I was looking at just some of the things coming up on your horizon soon. Obviously we've got the DCA Plus going live. There's integrals.
We're still hash-in-through. But yeah, we love the local team. Top quality, we love the product. Decentralized, pdp on off-ramp. But yeah, that's 100% going to happen.
just working around priorities at the moment. And would obviously the conversation that was going on before from PBR was around cross-chain multi-chain, would it have to work the same way with other, like basically would be the same thing with other auto book dexes on other
China, if that was the case, or are there other UNAQIs that you've considered how Calc could work with other trends? Yeah, definitely. So I think it doesn't necessarily need to be in order book decks. I mean, if you look at it from like an explain like our five technical architecture, there's some elements of the
totally permissionless smart contracts, which we've been built can be reused. Then there's an element of integrations in with whatever the mechanism that is swapping the particular assets. Obviously, there's a close tie there. But you could look at order book taxes, AMMs, you could look at DEX aggregators, etc. And I think that if you abstract away that
integration and how that works, that in itself would lead to potentially different architecture designs. And then you look at things like general message passing from Acceler and doing a lot of that cross-chain stuff from a hub and spoke type model. So there's a lot of different considerations to look at there. We're pretty sure
We've finalized what that's going to look like. But again, a lot of this stuff in the text space is so new, so cutting edge that we just have to be across everything and make sure we're testing all the assumptions and getting that iron depth. So yeah, to answer your question, the TLDR is there's that integration element definitely with
You know, AMMs, Dex aggregators, order book Dex's clubs, you name it, right? So there'll be some integration element there. Certainly, and I think where my mind is that is, it's exciting. I love the idea that you're going to be on other chains and all the rest of that. In future,
But what I'm looking at is really the accessibility that's already available of course with Cougira via Cougira Blue You've already got the IBSE bridges, you know Cosmos IBSE transfer axle average gravity bridge numbing BTC So theoretically where my like where my head's at is theoretically I would potentially very certainly
be able to use COT, for example, to acquire a non-BTC. Is that something that's on the cartons? We are a big proponent of, I think at least personally, I can't speak on behalf of any financial advice, but yeah, I think that there's
larger cap coins should be, or are at least of my personal portfolio, a large part, hence why we're quite big on looking at things like Ethereum, Adam, BTC, and enabling people to build longer term positions in those that will hopefully be around for many cycles to come. So yes, supporting Nomic BTC.
any PTC in the cosmos is top of the list. I think that I've said many people asking and we've been talking about DCA class and this concept and a lot of people say that's exactly what I want to use to stack my sats on the list and we hear you, we hear the
Yeah, I've certainly become more of a Bitcoin bull as the years have gone by. I've been yollowing into crypto for about seven years now and I've done well and been wrecked multiple times at this point and I'm just starting to be able
I think Bitcoin is going to prevail long-term and I'm still going to make my bets on Alts but I want to kind of hedge my bets a bit so having that capability would be great. The last thing that I wanted to point toward is with the
app as it currently stands with Calc as it currently stands, people may not realize as well. You've got some post purchase options that exist too. So in the Customize Strategy section, you've got plenty of customizability that already exists, the increments in which you want
to purchase whether it's half-alley, alley, daily, weekly, monthly. You can set the buy ceilings, you can do a bunch of things that you can do. But then after you're done, you can actually determine where you want
your rewards to go to whether you're sending to a different wallet or if you want to stake it, can you just fill people in a bit about those features as well? Yeah, definitely. So this is coming back to that initial research that we ran. We found that if you're long on a particular asset, you don't really want to automating the
buying and then having to go on after every buy and go and stake it because you might be long on that asset. Not to be diluted ad for inflation or if you look at it the other way, get the staking rewards. So that was really big for us coming back to this whole idea.
talking about which you just mentioned, you know, you personally like to get some exposure to BTC over time and you know, that's sort of more of a safe haven and less volatile than well, it's still very volatile, less volatile than some oats and some low-cap oats for sure. So again, coming back to this idea of complete set for Git strategies, you know, there's
the element of it that you can set this up and lock it away, put it on a hot wall if you want, come back six months later and just know that it's been doing work for you and you can come reap those benefits. So the current support for Cajurus taking
At the moment, the Alliance module, I think you may have heard, Contreras integrated in. That's actually a huge boost for the auto-staking for different Alliance partners. And I think that we've done most of the smart contract changes for that. Actually, I think it's just letting some front-end work, so as soon as that frees up we'll be adding that to it.
Yeah, I'm really seeing, I'm really seeing Cal being a big player in the coming years. Obviously all these integrations that are happening, which spoke about squid, which spoke about local money. There's also like the cardo on ramps and all that. So it's just going to get easier and easier.
easier to use this. So I like what you guys have done. I like the ability. Good here. I was looking forward to the white paper coming out. As we're sort of wanting up, are there any final words that you want to share?
I think no from us we're we still have got a lot of things to finish but yeah we're super excited I think that my only request is if you're not following KXD Finance already give us a follow on Twitter and definitely put notifications on
from depending on what time's in you. And I don't know the UTC if this, but I'll give you the GM, GMT plus 11 times of Monday afternoon. So I think that must be like UTC, let's just call it UTC Monday 1 a.m.
For those that don't know, GMT is good morning times. You got to think plus 11 GMs. Exactly.
Any last words from Tommy?
Look nothing nothing coming to mind other than come at us with your strategies. Yeah, they're chicken out strip DCO boss. The challenge is being said people and that's look that's a
big money-weigh amount is move there. You swing in the swing and you're swinging your thing there. I encourage people to go out, try calculate finance if you've not already done so. If you can beat them, they have 97% of the time they're outperforming
DCA by 20% if you think you can beat that you are eligible to get yourself $500 USD/USDC or is that actually USD/USDC? I think it will last year from this up to a few more people and we'll reduce
at a little bit just to enable other people to participate. But yeah, that particular space, the terror bite space, we still hold. There's a few people that have already taken up that offer. And yeah, we'll announce more of a broader one, I think. So I'm not yet to be determined, but there'll definitely be something in there.
I've enjoyed the conversation. You guys are on a certain big. I'm looking forward to seeing how it all unfolds. I'm looking forward to using it myself. Everyone that's jumped on the call today, I appreciate you jumping on the call and taking a ton to listen to what's going on in the midst of all the chaos and the carnage of the markets and everything that the markets bring to us on a daily
bases and make the cortisol levels raised. You just stick in through it, stick in by just being legend. So thank you for jumping on. Share the space, I encourage sharing the space to get the word of "calk out" and if you're not already doing so, give them a follow, send them some love, give them some feedback and let's help them
Grow in the future With that being said go and enjoy your day. Don't enjoy your night with you on the world GM GM GM This is Dr. Dost Khan behind all the command signing out Chacha we really appreciate it GM plus 11 You

FAQ on OC + CALC Finance | Twitter Space Recording

What was the main topic of the podcast?
The podcast discussed the recent events and updates on Calc Finance, including their participation in blockchain events, new product releases and their approach to DeFi investments.
What issue did the podcast encounter during their first take?
Twitter was causing issues during the first take of the podcast.
Who did the podcast feature today?
The podcast featured Cap Finance, who was interviewed during the session.
Who was the team member who was late to the podcast?
The team member who was late to the podcast was Tommy, who was on the old link but will soon join the new one.
Who is behind the account that requested a question during the podcast?
The account that requested a question during the podcast was Jets, which was not related to the hosts or the guests.
What is Calc Finance’s approach to DeFi investments?
Calc Finance focuses on mid to long term investing with a focus on risk management and mitigation. They employ traditional strategies such as dollar cost averaging and enhance them with machine learning.
What product release is Calc Finance currently rolling out?
Calc Finance is currently rolling out their new product, DCA+, which has been backtested to outperform traditional DCA by an average of 20% without increasing the risk of losing capital.
What were some of the common themes discussed in blockchain events such as Cosmos’ interop?
Some of the common themes discussed in blockchain events were cross chain and shared security, replicated security, and mesh security. Other topics of interest included IBC, interoperability, and anything rollup.
What was the recent event that Calc Finance participated in Melbourne, Australia?
Calc Finance participated in the Salana Foundation event in Melbourne, Australia, where they pitched their product and attended a one week hacker house for the Gruitly hackathon.
What is Calc Finance’s tagline and approach to DeFi?
Calc Finance’s tagline is "building tools that are complete set and forget strategies to manage risk and improve returns." Their approach to DeFi is to focus on mid to long term investing, risk management and mitigation, and employing traditional strategies such as dollar cost averaging, enhanced with machine learning.